Equipment Budget Calculator — Plan Your Cycling Spend
Plan your cycling equipment budget across all essential categories.
How We Calculate This
Budget Allocation
The calculator divides your total budget using recommended percentages based on your riding type:
- Road cycling: 60% bike, 12% clothing, 5% helmet, 4% lights, 4% lock, 5% tools, 5% accessories
- Commuting: 50% bike, 14% clothing, 8% lights, 8% lock, 5% helmet, 5% tools, 5% accessories
- Mountain biking: 62% bike, 10% clothing, 6% helmet, 6% tools, 6% accessories
Frequently Asked Questions
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Last updated: February 2026
All calculations are estimates. Always verify results and consult a professional bike fitter where appropriate.