What counts as total bike cost?

Include the purchase price, essential accessories (helmet, lights, lock, clothing), and ongoing maintenance costs such as tyres, chains, brake pads and servicing.

How does the cost per ride compare to driving?

The average UK car costs around 40-60p per mile to run. Cycling typically works out at 5-15p per mile when all costs are included, making it significantly cheaper.

Does more riding make it cheaper?

Yes. The bike purchase price is a fixed cost, so the more rides you do, the lower your cost per ride. Riding 5 times a week versus 2 can halve your cost per ride.

Should I include resale value?

For a more accurate figure, subtract the expected resale value from the bike price. A well-maintained bike typically retains 30-50% of its value after 3-5 years.

What about insurance and Cycle to Work schemes?

Include insurance costs in your total. If you used the Cycle to Work scheme, use the amount you actually paid (typically 25-39% less than RRP due to tax savings).

BikeCalcs

Bike Cost Per Ride Calculator — True Cost of Each Ride

Calculate the real cost per ride based on bike price, accessories, maintenance and usage.

Bike Purchase Price

Accessories Cost

Annual Maintenance

Rides Per Week

Years Owned

How We Calculate This

Cost Per Ride Formula

Total cost = Bike price + Accessories + (Annual maintenance x Years owned)
Total rides = Rides per week x 52 x Years owned
Cost per ride = Total cost / Total rides

This gives you the true amortised cost of each ride, helping you see the value of cycling as a transport and fitness investment.

Frequently Asked Questions

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Last updated: February 2026

All calculations are estimates. Always verify results and consult a professional bike fitter where appropriate.